Privacy Policy/Security

I am committed to safeguarding your privacy. Please read the following policy to understand how your personal information will be treated as you use my services.

The Security I Use to Protect Your Information
I use SSL (Secure Sockets Layer) technology to protect all data transmitted between browsers and my servers. In order to use the site, users are required to be running an SSL-capable browser.

What Information I Collect From You
I collect various types of personal information about you during the normal course of offering and providing real estate and/or mortgage services. This includes but is not limited to: Information you provide in order to purchase a home and/or obtain a home loan including your name, phone number, address, social security number, email address, employer's name and address, income, assets, liabilities, and answers to questions of both personal and financial matters; communications from you regarding your loan(s) such as a change of employment; information obtained from third parties such as consumer reporting agencies or credit bureaus, employers, depository institutions and others, that I use to evaluate a loan application; information that I may gather in compliance with certain laws and regulations, such as the Home Mortgage Disclosure Act.

Sharing of the Information Gathered on This Site
I am the sole owner of the information collected on this site. However, in order to process your loan I must share some of the information with certain third parties. These third parties include: appraisal companies, credit agencies, lenders, mortgage insurance companies, title and escrow companies.

I also use a third party, Myers Internet, Inc., to host our web site, including our online data collection forms. Myers Internet, Inc. has access to the user information for purposes such as maintaining the site.

What Cookies Are and How They Are Used
A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer's hard drive. Our site has programs that use cookies to maintain session information to remember who you are as you go from page to page. To protect your privacy we do not use cookies to store or transmit any personal information about you on the Internet.

External Links
This site contains external links (links to other sites). We are not responsible for the privacy practices or the content of such web sites.

If you have any questions about this privacy statement, the practices of this site, or your dealings with this web site, please contact me.

Updating or Deleting Your Information, Including Demographic and Profile Data
You may update or delete your information at any time prior to completing an online data form. Once your online form is completed and submitted, you will not be able to change any of the information online. You will need to contact me via email or phone to request that I update or delete your information.

Demographic and Profile Data
I may share certain aggregated demographic and profile data with government agencies. Aggregate data excludes information that would enable any individual to be identified. I also collect certain data (including your IP address) about your visit to my web site in my log files to enable me to analyze site traffic and gather broad demographic data. The data in my log files are not linked to personally identifiable information.